About INCOME.ca

We started with one simple goal. We wanted to make the world of financial choices in Canada easy to understand. We set out to empower Canadians to make informed financial decisions.

We decided to share the best advice, reviews, and tools related to Income for Canadians. The content on this website and our newsletter are for a Canadian audience. All authors qualify as expert researchers and/or financial experts.


Randy Charach

Randy Charach, Editor in Chief – Vancouver, British Columbia

Entrepreneur, investor, financier, author and artist. Randy started his first business at the age of 12. Randy has balanced his work as an actor, producer, and entertainer. He has proven success as an income earner, builder, and preserver of wealth. Randy’s latest book is titled ‘Client Centric’.

Chana Charach

Chana Charach, MB, Managing Editor – Vancouver, British Columbia

Chana is certified as a Mortgage Broker. She is a member in good standing with the Canadian Mortgage Brokers Association (CMBA); an organization focused on supporting and enhancing professionalism and ethical standards in the mortgage industry.

Scott Nordlund

Scott Nordlund, MA, Researcher and Writer – Ottawa, Ontario

Scott earned his Masters Degree in Political Science from Carleton University.  He is a dedicated financial writer and researcher. He is also adept in Fintech and Blockchain technologies. Scott studies banking trends in Canada, as well as a variety of areas related to personal finance.

Kelly Dilworth

Kelly Dilworth, BA, Journalist and Writer – Toronto, Ontario

Kelly focuses on the balance between finances and personal goals. She has authored hundreds of articles which have been syndicated by major media outlets. She covers a range of popular finance topics, including consumer credit and debt, banking, credit cards, and credit scoring. 

Sean Cooper

Sean Cooper, Personal Finance Journalist – Toronto, Ontario

Sean’s articles have been featured in publications such as the
Toronto StarGlobe and MailFinancial Post. He makes regular appearances on national radio and television shows to discuss personal finance, real estate, mortgages, pensions, and retirement planning.

Jennifer Thompson

Jennifer Thompson, CFP, Money Coach, Author – Victoria, British Columbia

After over twenty years of experience as a certified financial planner, Jennifer has found a passion for coaching and writing about money. Based on her work in various areas of banking and finance, she has authored several books.

Ellen McKay

Ellen McKay, BA, Financial Analyst and Writer – Burlington, Ontario

Ellen has an honours BA in English from the University of Waterloo. She has several years of experience working for CIBC as a business analyst and technical writer. She is passionate about helping Canadians make the most of their personal finance choices.

Marcus Brandt

Marcus Brandt, BCom, CPA, CA, Tax Advisor – Vancouver, British Columbia

Marcus is a Chartered Professional Accountant. He provides assurance, accounting, taxation and business advisory services across several industries. His specialties include professional and financial services, real estate, retirement, and technology. 

Dorathy Gass

Dorathy Gass, Corporate Communications – Newcastle, Ontario

Dorathy is a full-time writer. Her work is published in the Huffington Post and many other prominent media outlets. With years of experience in the corporate communications departments of RBC Financial Group and TELUS, she is well suited to write for the readers of INCOME.ca. 

Ivan Boychuk

Ivan Boychuk, Financial Sector Writer – Cold Lake, Alberta

Ivan has a knack for creating in-depth content for the financial sector. He specializes in emerging financial technologies, personal finance, money, and investing. He also is an in-demand content marketer.

Ross Johnston

Ross Johnston, BA, Investment Writer – Elliot Lake, Ontario

Ross has a BA from the University of Toronto. He is a finance writer who helps Canadians develop new sources of income from their home. He covers an array of investing topics, including emerging technologies. 


Ilham Alam, BA, Personal Finance Writer For Students – Toronto, Ontario

Ilham is a Student Advisor at the University of Toronto. She provides financial planning advice to the younger readers on our site. Her topics include banking, RRSP accounts, education planning, and funding.

Christopher Keenan

Chris Keenan, BA, Communications Specialist – Burlington, Ontario

Chris is a former Journalist and a full-time writer whose work has appeared in Benefits Canada, HR Professional Magazine, Canadian HR Reporter, and more. He has a passion for helping Canadians understand personal finance, compensation, insurance, and benefits. 


Dhara Majmundar, Researcher and Writer – Etobicoke, ON

Dhara earned both a Bachelor’s and Master’s degrees in India. She has also earned degrees with Humber College Institute of Technology and Advanced Learning in Toronto, where she currently lives, works and writes. 

Diane Ujfalussy Barton

Diane Ujfalussy Barton, Writer and Editor – Niagara Falls, Ontario

Diane’s work has appeared in numerous publications, including the Toronto Star and the Edmonton Journal. She covers business, lifestyle and finance related news. Diane is also an active reporter of real estate trends in Canada. 

Tae Haahr

Tae Haahr, Marketing Strategist, Writer – Calgary, Alberta

Tae is passionate about personal finance. She completed her Bachelors of Communication and Master of Arts. Her writing focuses on helping individuals and businesses make great money choices. Tae lives in Calgary, Alberta. 

Joel Kranc

Joel Kran,  Journalist, Reporter, Author – Calgary, Alberta

Joel is an experienced and award winning editor, writer and communications professional. He has worked in a variety of communications capacities including as a communications manager for one of the world’s largest pension and investment funds.


At INCOME.ca we share our findings and expand on financial options to suit your individual needs. Guest contributors are hand selected experts in their specific field of personal finance. 

The content on this site is compiled and edited by Randy and Chana Charach. We ensure it meets the highest quality standards. We employ a variety of freelance expert writers. Not a word is published without approval from management. We ensure all information we publish is accurate and presented in its simplest form.

We recommend and review the type of products we use personally. We understand that every individual has a specific set of needs and resources. When applicable, we may share our personal preferences. This commentary is based on our philosophies and will not limit or bias the choices we provide you with. All viable options with fair comparisons and unbiased reviews will accompany any commentary we may provide.


INCOME.ca may earn compensation directly or through affiliate income. This in no way influences or limits our recommendations and comparisons. The sustainability of this site depends on our relationship with our visitors. 

We grow the more often you visit, the longer you stay, and the actions you take based on our recommendations. It is in our best financial interest to provide you with the quality of content you can take to the bank. Sorry, the performer in me couldn’t resist the pun. Your success is our success. It’s so Canadian!


The main reason you would want to be here is so you can dramatically improve how you manage the earning, saving and spending of your income. And…

You can simplify your personal financial and entrepreneurial decisions in an educated way.

If you relate to the following statements, you will benefit from the content on this site:

  • You want unbiased comparisons of financial products such as credit cards, insurance, and bank accounts.
  • You want expert advice on matters related to earning and preserving income, borrowing funds, and investing.
  • You want tips and tools to help make your financial decision faster, easier and more precise.
  • You want a place to find current and reliable information specific to your particular needs and desires.

If this makes sense to you, we look forward to having you further explore INCOME.ca.

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